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Getting your first RV loan can be a trying experience if you choose the wrong bank.

First RV Loans can make the process hassle and worry free.

Apply with us today and your experience will be a good one! We will have the lowest, honest, competative rates available.  

The loan process is simple, easy and fast at FIRST RV LOANS. You will have a professional staff that will listen to your needs.  You not only get the lowest possible rate but efficient, personalized service, no hassles, no gimmicks.We know how intimidating the loan process might seem. We take all of the guess work out of it for you, we do all the work after we get the loan application from you, we will answer your questions and walk you through the complete process  from applying until we we’ve wired the money to your seller.

  Things to Consider:

           A new RV will depreciate as soon as you drive it off the lot and during the first few years. If you decide on 0 down financing, even after years of paying the loan, the unit may be worth far less than you paid for it.

        The RV loan may be tax deductible if you only own one home. Check with your financial advisor. The more equity you can build by having the largest payment you can afford, and shortest terms will serve you well when it is time to sell the unit.

 Most RV’ers only keep their unit for a few years before upgrading to a larger or newer one. You may want to consider shorter terms to build up equity for when you are ready to sell your unit.

     You will want a simple interest loan with the terms that suit your budget. This can be up to 20 years depending on the amount of the loan. Most lenders have a small pre-payment penalty if the loan is paid off during the first year. You may be able to include a warranty and insurance in the loan.

 You must have good credit to purchase an RV. They are considered a luxury item. These are the major factors concerning credit approval:

v     Your credit profile, it includes your credit score, credit history, debt to income ratio.

v     Ability to make a down payment, usually 10%. The bank wants to see that you are vested in the purchase.